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Specialist Practice Finance

Business Loans for Medical Professionals — Finance to Bring Your Practice to Life

Starting or expanding a medical practice is one of the most rewarding moves in a healthcare career. We arrange specialist business finance to make it happen — from fit-out and equipment through to commercial premises.

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0414 406 887

Specialist Business Finance for Healthcare Professionals

Setting up or expanding a medical practice requires a different approach to standard business lending. Lenders need to understand the regulatory environment, the lease or premises structure, typical equipment costs and the income profile of a healthcare business. Most general business lenders don’t have this knowledge — which means many medical professionals are either declined or offered unsuitable products.
At Bang On Investments, we have a unique background in both medicine and finance. We’ve arranged business finance for GPs opening their first practices, specialists expanding their clinics, dentists fitting out new surgeries and allied health professionals growing their businesses. We know this space — and we know the lenders who do too.
We work with medical professionals across Sydney — including Chatswood, North Sydney, Strathfield, Concord, Pymble, Willoughby and the Southern Highlands.
Call 0414 406 887
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Business Finance Australia
“A specialist doctor came to us after being turned down by multiple banks. Working with our specialist lenders, we helped them establish their successful clinic. The right broker makes all the difference.”

Bang On Investments — Case Study

What We Can Finance for Medical Professionals

1

Practice Fit-Out Finance

Fitting out a new consulting room, clinic or surgery can be a significant upfront cost — joinery, flooring, reception areas, patient rooms and specialist fit-outs all add up quickly. We arrange fit-out finance structured to protect your cash flow while getting your practice open as quickly as possible.
Talk to us about fit-out finance — call 0414 406 887
2

Medical Equipment Finance

From diagnostic imaging and dental chairs to surgical equipment and practice management systems, we arrange equipment finance with competitive rates and terms suited to the replacement cycles common in healthcare. We can structure equipment loans to align with your cash flow and tax strategy.
Enquire about equipment finance — call 0414 406 887
3

Commercial Property Purchase

Owning your own premises is a significant step for any medical professional — and a strong long-term investment. We access specialist commercial lenders who understand medical premises, healthcare leases and owner-occupied practice finance. See our commercial property loans page for more. Whether it’s a standalone building or a suite within a medical centre, we’ve done it before.

Casual or agency nurse? Call 0414 406 887 — there are options for you
4

Practice Acquisition Finance

Buying an existing practice — including goodwill, patient lists, equipment and lease — requires a lender who understands how to value a medical business. We work with lenders experienced in healthcare business acquisitions and can structure a loan that reflects the true value of what you’re buying.
Buying an existing practice? Call 0414 406 887 — we understand this process
5

Working Capital & Business Expansion

From hiring additional staff to opening a second location, we arrange working capital and expansion finance for growing medical businesses. Including unsecured loans with up to 15-year terms using 12 months BAS statements.
Planning to expand? Call 0414 406 887
“Bang and the team were so fantastic to work with. Their professionalism made for a fantastic process and we felt completely supported.”

Xanthe L

Medical Professionals We Work With

We arrange business finance for a wide range of healthcare professionals and practice types:
  • General Practitioners (GPs) and medical centres
  • Medical Specialists and consulting rooms
  • Dentists and dental practices
  • Physiotherapists and allied health practitioners
  • Pharmacists and pharmacy owners
  • Optometrists and optical practices
  • Veterinarians and veterinary clinics
Not sure if you qualify? Call 0414 406 887
Why Bang On Investments?
  • Unique background in both medicine and finance
  • Deep relationships with specialist medical lenders
  • Experience across fit-out, equipment and commercial property
  • Knowledge of healthcare practice valuations
  • Support from enquiry through to settlement and beyond
  • Serving Sydney, NSW and clients Australia-wide

Medical Business Finance FAQs

Yes — we specialise in exactly this. We work with lenders who understand medical practice start-ups, including fit-out costs, equipment needs and the income ramp-up period typical in new practices. We’ve helped many healthcare professionals open their first clinic.

Requirements vary by loan type and lender. For established practices, 2 years of business financials and tax returns are typical. For start-ups, lenders will generally want a business plan, cash flow projections and evidence of your professional qualifications. We’ll tell you exactly what’s needed upfront.

Commercial property for medical premises is typically financed through a commercial property loan rather than a standard business loan. We access specialist commercial lenders for this and can structure the right solution for your purchase.

Yes — and this is one of the most common situations we see. Banks often decline or underfund medical practice loans because their assessors don’t understand the industry. We access specialist and non-bank lenders who do — and we know how to present your application to maximise the outcome.

It depends on the loan type and complexity. Equipment and fit-out finance can often be approved within days. Commercial property and practice acquisition finance takes longer — typically 4–8 weeks. We’ll give you a realistic timeline upfront and manage the process throughout.

Have a question about medical business finance?

Call 0414 406 887
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Please note that every client’s situation is unique and terms and conditions apply. Contact us to initiate a full application assessment to determine an outcome.

Ready to Build the Practice You've Always Envisioned?

Get in touch for a free, no-obligation conversation with one of our medical business finance specialists. We’ll listen to your vision and find the right finance to make it a reality.

Call 0414 406 887
Email Us
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