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Commercial Property Loans

Commercial Property Loans Sydney

Whether you are purchasing commercial premises, refinancing a business property or funding a development, we access specialist lenders who understand your needs.
Get a Free Investment Loan Assessment
Call 0414 406 887
Commercial Finance

Commercial Property Finance That Goes Beyond the Banks

Securing commercial property finance is more complex than a standard home loan. Lenders assess the property type, lease agreements, business income and a range of other factors. The right broker can make the difference between a straight rejection and a tailored approval.
At Bang On Investments, we have access to a panel of specialist commercial lenders that go well beyond what the major banks can offer. We work with business owners and investors across Sydney including Chatswood, Strathfield, North Sydney, Concord and Burwood, as well as medical and healthcare professionals across the city who are setting up or expanding their practices. We also work with clients in the Southern Highlands looking to finance commercial premises in Bowral and Moss Vale.
Sydney’s commercial property market spans everything from small professional suites and retail shopfronts to large industrial warehouses and purpose-built medical centres. Each property type has different lending characteristics and lender appetite. We know which lenders suit which property types and handle the complexity on your behalf.
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“A specialist doctor came to us after being turned down by multiple banks. Working with our specialist lenders, we helped them establish their successful clinic. The right broker makes all the difference.”

Bang On Investments Case Study

Property Types

Types of Commercial Property We Finance

Offices and Professional Suites
Purchasing or refinancing office space for your business or as an investment. We work with lenders who understand owner-occupied commercial finance and professional premises across Sydney’s CBD fringe, north shore and inner west.
Enquire about office finance. Call 0414 406 887 ➜
Retail and Mixed-Use Properties
Shopfronts, mixed-use buildings and retail investments across Sydney and surrounds. We access lenders who assess the income potential and lease profile of the property to structure the right loan.
Talk to us about retail finance. Call 0414 406 887 ➜
Medical and Healthcare Premises
GPs, specialists, dentists and allied health professionals looking to purchase or fit out their own premises in Sydney. We have specialist experience in medical practice finance and work with lenders who understand this sector, including purpose-built consulting suites and co-located medical centres.
Setting up a medical practice? Call 0414 406 887 ➜
Warehouses and Industrial
Industrial units, warehouses and storage facilities across Greater Sydney, whether for owner-occupation or investment. Industrial property has specific lending characteristics and we know which lenders specialise in this asset class and offer the most competitive terms.
Enquire about industrial property finance. Call 0414 406 887 ➜
Call 0414 406 887
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“Bang and the team were so fantastic to work with. Their professionalism made for a fantastic process and we felt supported every step of the way.”

Xanthe L

Got Questions?

Commercial Property Loan FAQs

A commercial property loan is secured against a commercial property asset such as an office, warehouse or retail premises. A business loan may be unsecured or secured against other assets. The right choice depends on your purpose and what security you have available. We will assess your situation and recommend the most suitable structure.

Most commercial lenders require a 20 to 35% deposit, though this varies by property type, location and the lender. In Sydney, property values and lease profiles also influence lender appetite. In some cases, additional residential security can reduce the deposit required.

Yes. Many of our commercial lending clients are self-employed business owners. We work with lenders who understand business financials and non-traditional income and know how to present your application to maximise the chances of approval. See also our page on self-employed home loans.

Commercial property finance typically takes four to eight weeks from application to settlement, depending on the lender and property complexity. We will give you a realistic timeline upfront and manage the process throughout.

In some cases, yes. If you have sufficient equity in a residential property, some lenders will allow you to use it as additional security for a commercial purchase. This can reduce the deposit required or improve the loan terms available. We will assess your equity position and advise on what is possible.

Call 0414 406 887
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Ready to Finance Your Commercial Property?

Get in touch for a free, no-obligation commercial loan assessment. We will assess your situation, access our specialist lender panel and find the right structure for your purchase or refinance.

Call us on 0414 406 887
Get in Touch
Call 0414 406 887
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