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How to get a Loan

At Bang On, our process may be a little different than other brokers. Why? Because from start to finish, it is all about you and your vision.

If you don’t know what a broker does or how we are involved in the loans process, you’ve come to the right place!

While the process we take is slightly different for every client, because every client is unique, we have jotted down the steps you can always expect when you call us or drop in to say hello.

Pop in for a Chat to get things started

The first step is simple, just give us a call or pop in for a chat. From the minute we start talking, we are getting a better idea of what you need, what challenges you might have and how we can help.

Take our Discovery
Deep Dive

Over the course of our relationship, starting right now, we work to REALLY understand you. We want to know what your vision is for the future, so we can bring our extensive expertise to the table, and help you achieve it.

How much can you borrow?

Next, we help you look at your lifestyle, your income and expenditure to give you a realistic idea of what you can borrow. This can help when you’re house hunting or planning your next business move.

We draw on our vast network

With a really deep understanding of your goals, and what might stand in your way, we reach out to more than 25 lenders to start comparing opportunities.

We work out a customised solution

What suits one client, might not be best for another. We work with you and with the most suitable lender, to negotiate a customised solution that better meets your needs. This step is all about open communication, understanding and problem solving.

Complete the paperwork for approval

With a great deal now on offer, we help you complete your paperwork and submit your application, and we let you know when your loan has been approved.

It doesn’t end here though…

If you are offered a home loan or a business loan, you may be looking at a loan term of a decade or more. Over the next ten, twenty or more years, expect regular calls from us as we monitor loan conditions and opportunities, and continue to optimise your mortgage.

* Please note that every client’s situation is unique and terms and conditions apply. Contact us to initiate a full application assessment for you to determine an outcome.

Ready to turn your vision into reality?

Get in touch with us for a free, no-obligation conversation today…