Estimate Your Business Loan Repayments
Planning a commercial property purchase or business loan? Use our calculator to get a rough idea of what your repayments could look like — then speak to us for a real quote.
Commercial Finance Repayment Calculator
Adjust any field to see your estimated repayments update in real time.
Your finance details
$
$50k
$5.0M
% p.a.
3%
20%
Your estimated repayments
Estimated per month
$5,935
10 year term at 7.5% p.a.
Monthly
$5,935
Fortnightly
$2,739
Weekly
$1,370
Total interest
$212,211
Total payable
$712,211
This calculator provides an indicative estimate only. Commercial loan repayments are influenced by many factors including property type, loan structure, lender appetite and your business profile. Speak to a specialist for an accurate assessment.
Want an accurate commercial finance quote? Call 0414 406 887.
About Our Commercial Finance Calculator
Commercial finance is more complex than a standard home loan. The repayment figure you see here is based on the numbers you enter — but your actual rate, term and repayment structure will depend on the type of property or asset you are financing, your business profile and the lender we match you with.
At Bang On Investments, we access specialist commercial lenders who go well beyond what the major banks can offer. We work with business owners, medical professionals, investors and developers across Sydney to structure commercial finance that actually fits.
“A specialist doctor came to us after being turned down by multiple banks. Working with our specialist lenders, we helped them establish their successful clinic. The right broker makes all the difference.”
Bang On Investments Case Study
Types of Commercial Finance We Arrange
- Office
- Retail and industrial property purchases
- Medical and healthcare premises
- Clinics
- Surgeries and Dental Practices
- Commercial property refinancing
- Business equipment and asset finance
- Unsecured business loans using 12 months BAS statements
“Bang and the team were fantastic to work with. Very professional and made a complex process feel very manageable.”
Xanthe L
FAQ
How accurate is the commercial finance calculator?
The calculator gives you a useful starting estimate. Commercial loan repayments depend on many variables including property type, your business financials, loan structure and the lender. Speak to us for an accurate, personalised assessment.
What deposit do I need for a commercial property loan?
Most commercial lenders require a 20 to 35 percent deposit, though this varies by property type and lender. In some cases, additional security can reduce the deposit required. We will tell you what is realistic for your specific situation.
Can I get a commercial loan if I am self-employed?
Yes. We work with many self-employed business owners and know how to present applications to lenders who understand non-traditional income. Low doc and specialist lending options are available.
How long does commercial loan approval take?
Commercial property finance typically takes longer than residential — often 4 to 8 weeks from application to settlement. Equipment and business loans can be faster. We will give you a realistic timeline upfront.
Ready for a Real Commercial Finance Quote?
Our calculator gives you an estimate. We give you the full picture. Get in touch for a free, no-obligation commercial finance assessment tailored to your situation.