Estimate Your Monthly Repayments
Get a quick sense of what your vehicle finance could look like. Enter your loan amount, interest rate and term below to see an estimated monthly repayment.
Vehicle Loan Repayment Calculator
Adjust any field to see your repayments update instantly.
Your loan details
$
$5,000
$150,000
% p.a.
3%
20%
$
Your estimated repayments
Estimated per month
$401
Based on 5 year term at 7.5% p.a.
Monthly
$401
Fortnightly
$185
Weekly
$92
Total interest
$4,046
Total amount payable
$24,046
This calculator provides an estimate only. Actual repayments will depend on your specific loan terms, interest rate and lender. Speak to one of our brokers for a personalised quote.
Ready for a real number? Call 0414 406 887 for a personalised vehicle loan quote.
About Our Vehicle Loan Calculator
This calculator gives you a starting point — a rough idea of what your monthly repayments could look like based on the figures you enter. It is a useful tool for budgeting and planning, but it is not a loan quote.
The rate you actually receive will depend on your credit profile, the type and age of the vehicle, whether it is for personal or business use, and the lender we match you with. That is where we come in.
“Bang On’s knowledge of commercial lending is second to none. They made what felt like a complex process far less painful — and got us terms we wouldn’t have found on our own.”
Josh R
What We Can Finance
We arrange vehicle finance for a wide range of personal and business vehicles
- Cars
- Utes
- SUVs
- Motorcycles
- Vans
- Trucks
- Boats and Jet Skis
- New or Used
- Personal or Business Use
How Our Vehicle Loan Process Works
From first enquiry to driving away — here’s what to expect.
1
Tell us about the vehicle — make, model, new or used, personal or business use.
2
We compare rates across our lender panel and find the best fit for your situation.
3
We handle the paperwork and keep you updated.
4
You get on the road as quickly as possible.
FAQ
How accurate is the vehicle loan calculator?
The calculator gives you a useful estimate based on the figures you enter. Your actual repayments will vary depending on your credit profile, the vehicle type, loan term and the rate we secure from our lender panel. Call us for a personalised quote.
Can I get vehicle finance for a used car?
Yes. We arrange finance for both new and used vehicles. Interest rates may vary depending on the age and condition of the vehicle. We will find the best available option for your situation.
Is a vehicle loan or a car lease better for me?
It depends on your circumstances. A loan means you own the vehicle at the end of the term. A lease can offer lower monthly payments but you do not own the asset. For business use, a lease may have tax advantages. We will help you compare both and choose the right structure.
How quickly can I get a vehicle loan approved?
Vehicle loans are typically faster to approve than home loans. In many cases, approval can happen within 24 to 48 hours once documents are provided.
Get a Personalised Vehicle Loan Quote
Our calculator gives you an estimate. We give you the real thing. Get in touch for a free, no-obligation vehicle loan quote tailored to your situation.